FAQ's


Q: What is a cash advance?
A: A cash advance provides you with emergency cash when you need it most ... usually between paydays! Simply complete our online application; once you are approved the money will be exectronically deposited into your account, usually the next business day. When the loan is due, usually on your next payday, the amount due will be debited from your account.

Q: How much can I borrow?
A: Laws regulating the maximum amount are generally determined by each state. Within the allowed range, the amount you may receive will be based on your current income.

Q: Will I need callateral?
A: No, a cash advance loan is an unsecured loan. Your verifiable employment will serve as your collateral!

Q: How long does it take to get the advance?
A: Once we have received your completed application and documentation the funds will be deposited the next business day.

Q: What fees are involved with a cash advance?
A: The average cost per $100 loaned is $25, however, these fees may vary.

Q: What if I am unable to pay the loan off on the due date?
A: If you are unable to pay off your loan on the due date you may extend or renew your loan. The renewal form will be mailed to you and must be signed and faxed back to us 3 business days before your due date. Upon receiving the signed renewal form we will debit the interest from your account which will defer the principal until your next pay date.

Q: How many times may I renew or extend my loan?
A: We do not have a set number of times that you may renew or extend your advance. However, in order to encourage responsible use of this service we ask that after your third renewal you begin paying the renewal fee and 10% of the principal.

Q: How many times may I renew or extend my loan?
A: We do not have a set number of times that you may renew or extend your advance. However, in order to encourage responsible use of this service we ask that after your third renewal you begin paying the renewal fee and 10% of the principal.

Q: Is my payday loan transaction confidential?
A: We respect your right to privacy in your financial transactions and we utilize SSL security for all of our input forms.

 
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