Q: What is a cash advance?
A: A cash advance provides you with emergency cash when you
need it most ... usually between paydays! Simply complete
our online application; once you are approved the money will
be exectronically deposited into your account, usually the
next business day. When the loan is due, usually on your next
payday, the amount due will be debited from your account.
Q: How much can I borrow?
A: Laws regulating the maximum amount are generally determined
by each state. Within the allowed range, the amount you may
receive will be based on your current income.
Q: Will I need callateral?
A: No, a cash advance loan is an unsecured loan. Your verifiable
employment will serve as your collateral!
Q: How long does it take to get the advance?
A: Once we have received your completed application and documentation
the funds will be deposited the next business day.
Q: What fees are involved with a cash advance?
A: The average cost per $100 loaned is $25, however, these
fees may vary.
Q: What if I am unable to pay the loan off on the
due date?
A: If you are unable to pay off your loan on the due date
you may extend or renew your loan. The renewal form will be
mailed to you and must be signed and faxed back to us 3 business
days before your due date. Upon receiving the signed renewal
form we will debit the interest from your account which will
defer the principal until your next pay date.
Q: How many times may I renew or extend my loan?
A: We do not have a set number of times that you may renew
or extend your advance. However, in order to encourage responsible
use of this service we ask that after your third renewal you
begin paying the renewal fee and 10% of the principal.
Q: How many times may I renew or extend my loan?
A: We do not have a set number of times that you may renew
or extend your advance. However, in order to encourage responsible
use of this service we ask that after your third renewal you
begin paying the renewal fee and 10% of the principal.
Q: Is my payday loan transaction confidential?
A: We respect your right to privacy in your financial transactions
and we utilize SSL security for all of our input forms.
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